Upgrade

Fintech · Digital Banking
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Fintech · Digital Banking

Upgrade

San Francisco, USA · Tender Offer 1

Implied valuation

$0B
Live tracking

Valuation Trajectory

$7.3Blatest
1.1K×
since founding
Jun 2016Jun 2026

Funding-round staircase from founding · log scale. Modeled round ladder anchored to the current valuation — illustrative, not a published figure.

IPO Model Drivers

Why the odds read this way

25%
Company maturity
10 yrs since founding
Scale & liquidity pull
Private-market valuation
Financing stage
Tender Offer 1
Valuation momentum
-20.1% trailing

Factor weights are illustrative decompositions of the modeled IPO probability, not guarantees.

Down-Round Risk

Valuation downside pressure

Moderate
LOWHIGH
56 / 100

Mixed signals — limited valuation history with 25% modeled IPO odds keep down-round risk in the middle band.

Asset brief

Upgrade is a Fintech · Digital Banking company last marked at $7.3B. Stage: Tender Offer 1. No verified market-moving events in the last 30 days.

Upgrade is a neobank that offers a range of financial products, including personal loans, credit cards, and mobile banking services. The company aims to provide affordable and responsible credit options to consumers.

Capital Timeline

Funding & liquidity milestones

  • Tender Offer 1

    $7.3B

Backed by

No disclosed investors yet.

Comparables

Fintech

Signals

No recent signals for Upgrade.
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